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If you believe you’ll never experience a home fire, the odds are against you. The NFPA Fire Analysis and Research Division states Americans can expect to average a home fire every 15 years or five fires in their lifetime. While most of these fires will be small, cause...

According to the Bureau of Justice Statistics Victims of Identity Theft report, about 17.6 million Americans had their identities stolen in 2014. This theft resulted in more than $15.4 billion in direct and indirect losses. While services—such as credit monitoring—can...

Benjamin Franklin, famous founding father of the United States, once wrote, “In this world nothing can be said to be certain, except death and taxes.” Unfortunately, despite its certainty, far too many Americans fail to prepare for their eventual demise—and they leave...

Every insurance policy has a section popularly known as “the fine print,” though its actual title is “Exclusions.” Exclusions are provisions in an insurance policy describing losses that the policy will not cover. For example, a homeowner’s policy does not cover...

Once upon a time, large desktop computers were the golden standard of computing and portable devices were the exception. Today, almost the complete reverse is true. Laptop computers have grown more powerful and less expensive. Where college students considered...

As the old saying goes, your home is your castle. Unfortunately, few are equipped with drawbridges, motes and guards—historically effective features designed to prevent unwanted parties from entering. Every year thieves gain access to millions of residences as a...

The phone rings. You answer—but no one responds. Before you can hit disconnect, a recorded message begins to play. It informs you that you’ve won a free vacation, have been chosen to test a product, are eligible for a reduction in your credit card interest rate, owe...

  Can’t live without your cell phone? You’re not alone. According to Pew Research Center, 90 percent of adults in the U.S. own one. Forty-four percent admit to sleeping with it to avoid missing calls and text messages. But as addicted to our devices as we might be,...

Why do you have homeowners insurance? If you’re like many American homeowners, it’s not because you believe anything bad will ever happen to your property but because your mortgage lender or landlord says you must. You signed up for the policy and never gave it...

When driving down a street at night looking at houses, you are most likely drawn to the house with exterior lighting, neatly trimmed landscaping, and lights on inside. That’s because the house looks inviting and well cared for. Now imagine a burglar is driving down...